Don't Settle for Stupid!

If you're looking for auto financing with sub-prime credit, it's easy to get discouraged. But don't! There are plenty of great bad credit auto loans available for consumers who are interested in improving their credit! You just have to know where to look as well as how to look.

Where to look for the best bad credit auto loans

There are plenty of great bad credit auto loans out there. And finding them doesn't have to feel like looking for a needle in a haystack. If you have less than perfect credit and you're having difficulty finding auto financing that you can afford, here are some common, easy places worth searching:

Online auto loan matching services

An online auto loan matching service is one of the easiest, affordable ways to finance your next car [link to page 3]. When you apply for a free, online auto loan quote, your auto matching service will provide you within minutes a list of the most competitive auto lenders willing to finance your auto loan! You can even use this service to refinance your current car.

Credit Unions

Credit unions have recently become a popular way to finance auto loans. They tend to be more accessible to people with less than perfect credit than banks are, and credit unions also tend to offer lower interest rates than banks. Unfortunately, most credit unions are local or regional operations, and many don't offer customer service over the weekends or after 5:00pm.

How to look for the best bad credit auto loans

Begin your auto loan search by requesting a copy of your credit report as well as your credit score. By law, you are entitled to a free copy of your credit report once a year. You can visit www.AnnualCreditReport.com or call 1-877-FACTACT for your free TransUnion, Experian, or Equifax credit report.

By requesting and reading your free annual credit report, you will be able to ensure your credit score is accurate. If a false claim is dragging down your score, dispute it! Additionally, by having a copy of your credit report, you won't fall for disreputable dealership or lending salesmen who try to convince you that your credit score is lower than it actually is. To learn more about credit scores and your auto financing opportunities, click here!